IR Searcher

基本データ

【業種】: その他金融業
【市場】: プライム（内国株式）
【決算期】: 2月
【会社設立】
【上場】: 1994.12
【直近決算日】: 2025-04-10（4Q）
【決算予定日】: 2025-07-10 (15:15)

【時価総額】: 2756億2900万円
【PBR】: 0.59倍
【配当利回り(予)】: 4.15%

企業概要

同社グループは、金融サービスを中心に多彩な事業を展開する企業であり、主に包括信用購入あっせん、融資、銀行業、保険事業、電子マネーなどを行う。
特に、クレジットカード業務やローン、ATMを通じたカードキャッシングなど、消費者向けの金融商品を広く取り揃えている。
加えて、イオン銀行や保険関連の子会社を持ち、金融サービス全般をサポートする体制が整っている。
国際的にもアジアの各国でリテール金融を展開し、地域ごとのニーズに応じたサービス提供を行うことを目指している。

業績修正履歴

年度	タイプ	日付	売上高	営業利益	経常利益	純利益
2023-02	新規	2022-04-07	445,000	55,000～60,000	55,000～60,000	27,000～29,000
2024-02	新規	2023-04-11	480,000	61,000	61,000	27,000
2025-02	新規	2024-04-09	520,000	55,000	55,000	21,000
	変更	2025-03-13	533,100(⬆)	61,300(⬆)	62,400(⬆)	18,700(⬇)
今期	新規	2025-04-10	570,000	57,000	57,000	21,000

通期四半期別

売上高

経常利益

純利益

通期四半期別

決算期	四半期	売上高	営業利益	経常利益	純利益	1株当たり純利益	営業利益率	経常利益率	売上高/前年比	営業利益/前年比	経常利益/前年比	純利益/前年比
	予想	570,000	57,000	57,000	21,000	97.28	10%	10%	6.89%	-7.29%	-8.88%	7.54%
2025-02	4	533,262	61,485	62,554	19,527	90.46	11.53%	11.73%	9.8%	22.8%	22.2%	-6.6%
	3	388,772	37,917	38,941	13,763	63.76	9.75%	10.02%	9.3%	45.2%	43.7%	55.4%
	2	255,790	27,142	27,111	10,215	47.32	10.61%	10.6%	7.7%	33.8%	27.2%	41.2%
	1	127,928	15,249	15,977	6,083	28.18	11.92%	12.49%	9.7%	65.9%	66.6%	69.1%
2024-02	4	485,608	50,088	51,174	20,896	96.81	10.31%	10.54%	7.5%	-14.9%	-16.9%	-31.9%
	3	355,764	26,110	27,095	8,856	41.03	7.34%	7.62%	7.4%	-37.2%	-39.2%	-60.4%
	2	237,555	20,290	21,314	7,236	33.53	8.54%	8.97%	7.2%	-36.3%	-38%	-60.2%
	1	116,600	9,191	9,588	3,596	16.66	7.88%	8.22%	9%	-39.9%	-41.5%	-54.6%
2023-02	4	451,767	58,859	61,547	30,677	142.13	13.03%	13.62%	―	0%	2.7%	1.5%
	3	331,149	41,577	44,558	22,388	103.72	12.56%	13.46%	―	-6%	-1.6%	0.2%
	2	221,579	31,857	34,390	18,204	84.34	14.38%	15.52%	―	-4.2%	0.6%	0.3%
	1	106,965	15,283	16,382	7,917	36.68	14.29%	15.32%	―	-26.2%	-24.2%	-32.1%
2022-02	4	470,657	58,852	59,944	30,212	139.98	12.5%	12.74%	-3.4%	44.8%	49%	70.8%
	3	348,739	44,229	45,283	22,348	103.54	12.68%	12.98%	-3.5%	78%	86.4%	122.3%
	2	237,966	33,240	34,169	18,155	84.12	13.97%	14.36%	3.2%	328%	337.5%	―
	1	122,205	20,710	21,603	11,667	54.06	16.95%	17.68%	11.1%	―	―	―
2021-02	4	487,309	40,651	40,238	17,693	81.99	8.34%	8.26%	―	―	―	―
	3	361,557	24,852	24,298	10,053	46.58	6.87%	6.72%	―	―	―	―
	2	230,674	7,766	7,810	1,480	6.86	3.37%	3.39%	―	―	―	―
	1	109,959	-863	-722	-1,080	-5.01	-0.78%	-0.66%	―	―	―	―
2020-02	4	457,280	65,070	65,797	34,149	158.25	14.23%	14.39%	4.3%	-7.1%	-6.2%	-13.3%
	3	356,120	43,139	43,763	22,243	103.08	12.11%	12.29%	9.8%	-17.3%	-16.8%	-25.1%
	2	235,958	24,931	25,430	12,030	55.75	10.57%	10.78%	10.8%	-23.9%	-23.1%	-32.9%
	1	111,947	13,589	13,834	7,203	33.38	12.14%	12.36%	9.5%	-3.6%	-2.7%	-2.7%
2019-03	4	439,001	―	70,171	39,408	182.64	―	15.98%	7.6%	―	6.7%	1.9%
	3	324,737	―	52,576	29,697	137.64	―	16.19%	9.5%	―	17.5%	14.6%
	2	213,404	―	33,078	17,936	83.13	―	15.5%	9.7%	―	15.8%	4.4%
	1	102,346	―	14,214	7,406	34.33	―	13.89%	8.8%	―	18.8%	5.7%
2018-03	4	407,970	―	65,746	38,677	179.29	―	16.12%	8.7%	―	6.7%	-2%
	3	296,695	―	44,733	25,911	120.11	―	15.08%	8.1%	―	5.8%	0.1%
	2	194,533	―	28,553	17,178	79.63	―	14.68%	7.5%	―	4.1%	1%
	1	94,035	―	11,964	7,003	32.47	―	12.72%	3.9%	―	-12.9%	-21.7%
2017-03	4	375,166	―	61,606	39,454	189.75	―	16.42%	4.3%	―	3.7%	10.3%
	3	274,510	―	42,277	25,873	125.97	―	15.4%	3.6%	―	0.1%	9.9%
	2	180,991	―	27,426	17,005	84.94	―	15.15%	4.1%	―	5.8%	20.5%
	1	90,469	―	13,740	8,948	45.03	―	15.19%	5.6%	―	9.1%	24.5%
2016-03	4	359,651	―	59,380	35,785	180.09	―	16.51%	9.3%	―	11.9%	17.4%
	3	264,932	―	42,235	23,540	118.47	―	15.94%	11.3%	―	23.6%	18.7%
	2	173,830	―	25,913	14,109	71.01	―	14.91%	15%	―	33%	28.4%
	1	85,651	―	12,596	7,185	36.16	―	14.71%	17.4%	―	52%	86.7%

決算期	四半期	売上高	営業利益	経常利益	純利益	1株当たり純利益	営業利益率	経常利益率	売上高/前年比	営業利益/前年比	経常利益/前年比	純利益/前年比
2025-02	4	144,490	23,568	23,613	5,764	26.7	16.31%	16.34%	11.28%	-1.71%	-1.94%	-52.13%
	3	132,982	10,775	11,830	3,548	16.44	8.1%	8.9%	12.5%	85.14%	104.64%	119.01%
	2	127,862	11,893	11,134	4,132	19.14	9.3%	8.71%	5.71%	7.15%	-5.05%	13.52%
	1	127,928	15,249	15,977	6,083	28.18	11.92%	12.49%	9.7%	65.9%	66.6%	69.1%
2024-02	4	129,844	23,978	24,079	12,040	55.78	18.47%	18.54%	7.65%	38.75%	41.73%	45.25%
	3	118,209	5,820	5,781	1,620	7.5	4.92%	4.89%	7.88%	-40.12%	-43.15%	-61.28%
	2	120,955	11,099	11,726	3,640	16.87	9.18%	9.69%	5.53%	-33.03%	-34.88%	-64.62%
	1	116,600	9,191	9,588	3,596	16.66	7.88%	8.22%	9%	-39.9%	-41.5%	-54.6%
2023-02	4	120,618	17,282	16,989	8,289	38.41	14.33%	14.08%	―	―	―	―
	3	109,570	9,720	10,168	4,184	19.38	8.87%	9.28%	―	―	―	―
	2	114,614	16,574	18,008	10,287	47.66	14.46%	15.71%	―	―	―	―
	1	106,965	15,283	16,382	7,917	36.68	14.29%	15.32%	―	-26.2%	-24.2%	-32.1%
2022-02	4	121,918	14,623	14,661	7,864	36.44	11.99%	12.03%	-3.05%	-7.44%	-8.02%	2.93%
	3	110,773	10,989	11,114	4,193	19.42	9.92%	10.03%	-15.36%	-35.68%	-32.59%	-51.09%
	2	115,761	12,530	12,566	6,488	30.06	10.82%	10.86%	-4.1%	45.21%	47.28%	153.44%
	1	122,205	20,710	21,603	11,667	54.06	16.95%	17.68%	11.1%	―	―	―
2021-02	4	125,752	15,799	15,940	7,640	35.41	12.56%	12.68%	―	―	―	―
	3	130,883	17,086	16,488	8,573	39.72	13.05%	12.6%	―	―	―	―
	2	120,715	8,629	8,532	2,560	11.87	7.15%	7.07%	―	―	―	―
	1	109,959	-863	-722	-1,080	-5.01	-0.78%	-0.66%	―	―	―	―
2020-02	4	101,160	21,931	22,034	11,906	55.17	21.68%	21.78%	―	―	―	―
	3	120,162	18,208	18,333	10,213	47.33	15.15%	15.26%	―	―	―	―
	2	124,011	11,342	11,596	4,827	22.37	9.15%	9.35%	―	―	―	―
	1	111,947	13,589	13,834	7,203	33.38	12.14%	12.36%	9.5%	-3.6%	-2.7%	-2.7%
2019-03	4	114,264	―	17,595	9,711	45	―	15.4%	2.69%	―	-16.27%	-23.93%
	3	111,333	―	19,498	11,761	54.51	―	17.51%	8.98%	―	20.51%	34.67%
	2	111,058	―	18,864	10,530	48.8	―	16.99%	10.51%	―	13.71%	3.49%
	1	102,346	―	14,214	7,406	34.33	―	13.89%	8.8%	―	18.8%	5.7%
2018-03	4	111,275	―	21,013	12,766	59.18	―	18.88%	10.55%	―	8.71%	-6%
	3	102,162	―	16,180	8,733	40.48	―	15.84%	9.24%	―	8.95%	-1.52%
	2	100,498	―	16,589	10,175	47.16	―	16.51%	11.02%	―	21.21%	26.29%
	1	94,035	―	11,964	7,003	32.47	―	12.72%	3.9%	―	-12.9%	-21.7%
2017-03	4	100,656	―	19,329	13,581	63.78	―	19.2%	6.27%	―	12.74%	10.91%
	3	93,519	―	14,851	8,868	41.03	―	15.88%	2.65%	―	-9.01%	-5.97%
	2	90,522	―	13,686	8,057	39.91	―	15.12%	2.66%	―	2.77%	16.36%
	1	90,469	―	13,740	8,948	45.03	―	15.19%	5.6%	―	9.1%	24.5%
2016-03	4	94,719	―	17,145	12,245	61.62	―	18.1%	4.05%	―	-9.3%	14.93%
	3	91,102	―	16,322	9,431	47.46	―	17.92%	―	―	―	―
	2	88,179	―	13,317	6,924	34.85	―	15.1%	―	―	―	―
	1	85,651	―	12,596	7,185	36.16	―	14.71%	17.4%	―	52%	86.7%

8570 イオンフィナンシャルサービス 企業サイト Yahooファイナンス 日経新聞 株探 四季報

8570 イオンフィナンシャルサービス　企業サイト　　　Yahooファイナンス　日経新聞　株探　四季報　